Funeral Guide


Funeral Planning Guide

Group Life

FUNERAL-GUIDE (10/09) eF 2

Funeral Planning Guide

Introduction

Throughout your life, you’ve been a source of emotional, physical and financial support for your family members and friends. With our Funeral Planning Guide you can help support your loved ones at a time when they need it most. By documenting your funeral preferences, as well as other key information for your survivors, you can provide support posthumously – a final act of love.

Grieving family members and friends may be confronted with dozens of funeral-planning decisions – all of which must be made quickly, and typically under great emotional duress. What kind of funeral should it be? What funeral provider should you use? Should you bury or cremate the body? What other arrangements should you plan? Whom should you notify? And, as unpleasant as it may sound, how much is it all going to cost and where will the money come from to pay for it? Knowing and following your wishes can alleviate the decision-making stress, and allow your survivors to focus on their emotional needs and on other family matters that may arise during difficult times.

Following the funeral, your financial affairs will need to be finalized, and the information you provide for your survivors will be invaluable in completing this task.

This Funeral Planning Guide provides an easy-to-use format for documenting information your survivors will need after your death:

• The “My Personal Information” section allows you to record details your family will need for official records but that, in their grief, they may not be able to recall.

• The “My Funeral Plan” section makes it simple to detail your wishes regarding your funeral. Should you not wish to plan your own funeral, your survivors can use this information to do it for you.

• The “My Important Contacts and Information” section provides a place for you to record key information your survivors may need following your death, such as insurance and financial information.

The guide also provides you and/or your survivors with information on funeral planning and on estate settlement, as well as descriptions of MetLife benefits that may be available to you or your beneficiaries, and a list of additional resources you may need.

Once you have completed the Funeral Planning Guide, it can be saved to your computer. As a back-up, we recommend saving it to a disc. You’ll also want to print it out to keep with your other important papers. You may want to use the guide to initiate conversations with your family about other end-of-life issues, as well. In any event, be sure to let your family know where this information can be found, should they need it.*

Since a will is usually not read until after the funeral, it’s not a good place to indicate your funeral preferences. It’s also not a good idea to put the only copy of your Funeral Planning Guide in your safe deposit box, since your family may not have immediate access to the box following your death.

* Note: MetLife neither captures nor stores any of the preferences or personal information you enter in the Funeral Planning Guide. MetLife is not responsible for retention or communication to any third party of the contents of your Funeral Planning Guide. MetLife suggests printing the completed guide and saving it in a secure place with your other important personal information and documentation. This Planning Guide is provided to you for informational purposes only and does not intend to cover all aspects of your specific circumstances. MetLife nor any of its affiliates, employees or representatives provide specific tax or legal advice.

Please consult an attorney regarding your own personal situation.

 Funeral Guide


Basic Life Insurance

 

This is an automatic coverage for those employees who elect medical coverage.

Provided by Met Life

Basic Life Coverage is  $25,000.00

NOTE:  Basic Life and Accidental Death and Dismemberment are available to employees who waive medical coverage but opt to pay $0.41 per pay period.

 

Dependent Life


NOTE: Dependent Life Insurance in the amount of $5,000 is available for spouses and child(ren) of employees who elect medical coverage.

For questions contact the Benefits Office at (505) 334-4504.