Benefits Information

Retirement:

  • Mandatory participation in employee retirement account with PERA (Public Employees Retirement Association) of New Mexico PERA Website
    • All employees except certified deputies and certified firefighters contribute to Municipal Plan 2 (MPL2).
      • MPL2 is for non-enhanced members and employees contribute at 10.65% of base salary.  Employer contributes 9.55% of base salary for each employee.
    • Certified Deputies contribute to Municipal Police Plan 5 (MPO5).
      • MPO5 is for enhanced members and employees contributes at 13.8% of base salary.  Employer contributes 22.9% of base salary for each employee.
    • Certified Firefighters contribute to Municipal Fire Plan 5 (MFR5).
      • MFR5 is for enhanced members and employees contributes at 13.7% of base salary.  Employer contributes 25.65% of base salary for each employee.
  • Mandatory participation in NMRHCA (New Mexico Retiree Health Care Authority) available when collecting pension under PERA. NMRHCA Website
    • Non-enhanced members contribute 1% of base salary.  Employer contributes 2% of base salary.
    • Enhanced members contribute 1.25% of base salary.  Employer contributes 2.5% of base salary.
 
Medical Benefits
 
County offers one PPO plan option with Tall Tree Administrators as our Third-Party Administrator (Member Login) with our network being Cigna. 
For Network Medical Provider:  Visit Cigna
Our plan runs on the fiscal year, but deductible and maximum out of pocket run on the calendar year (January – December).
Eligibility:  A new employee becomes eligible for coverage on the first day of the sixth full pay period.
We have a four-tier premium breakout:
  • Employee Only - $58.43 per pay period
  • Employee plus Child(ren) - $116.80 per pay period
  • Employee plus Spouse - $122.63 per pay period
  • Family - $153.50 per pay period

Employee pays 21% of Medical Premium and County pays 79% of Medical Premium.

** Medical Premium includes Medical, Prescription, Group Life, and Short-Term Disability Coverage.

Benefits are subject to deductible and maximum out of pocket each calendar year for each person covered by the Plan.  When three persons who are
covered under one employee’s umbrella have met the annual deductible, the deductible will not apply for that families claims for the remainder of that year.
The medical plan deductible is $500.00; in-network out of pocket maximum is $2,000.00, and, out-of-network out of pocket maximum is $3,000.00.  The
deductible applies to both in and out of network services.  The maximum out of pocket includes: deductible, co-insurance, medical and prescription co-pays.
Please review the summary benefits pages located under Resources in MSS.

 Prescription Benefits - included in medical coverage and premium

Employee and dependents must be covered under the medical plan to be eligible for the prescription program, which is administered by Serve You Rx Pharmacy Benefit Manager Serve You Rx Website.  Our prescriptions are filled as written with a three-tier breakout of generic, preferred formulary, and non-preferred formulary.  Co-pays are $10, $20, $40 respectively for thirty-day supply or ninety-day mail through DirectRx Pharmacy OR $15, $25, $45 for ninety-day retail.

 

Life Insurance  
We offer, with the medical plan, a group life benefit which includes $25,000 Basic and Accidental Death and Dismemberment for the employee and $5,000 for each qualifying dependent. An employee who waives medical coverage may opt to pay $0.78 per pay period to purchase basic Life and AD&D separately for themselves only.
 
 
Short Term Disability
Coverage is available to employees who waive medical coverage and opts to pay $0.51 per pay period. The short-term disability plan provides a $200/week benefit for employees who are disabled because of a non-job-related illness or injury and who are unable because of the illness or injury to fulfill their duties.  An employee will be eligible to receive benefits beginning the 15th day of the illness or injury, and may continue to receive benefits for a maximum of 26 weeks. 
 
Dental Plan
San Juan County offers a competitive dental plan option.  Each member enrolled is eligible for $1,500 per calendar year.  The plan has a $50 deductible ($150 family max). Each member has two cleanings covered by participating providers at no cost. Basic and Restorative is covered at 80% after the $50 deductible.  Major services are covered at 50%.  Orthodontic services are available to youth up to age 19 years of age with a $1,000 lifetime maximum.  The plan has three tiers and has no County funding.
 
Premium breakout:
  • Employee Only - $10.26 per pay period
  • Employee plus One dependent - $34.87 per pay period
  • Family - $47.49 per pay period
 
Vision Plan
San Juan County offers members access to a small local PPO network or an out-of-network fee for service schedule for a minimum premium.  The plan has three tiers and has no County funding.
 
Premium breakout:
  • Employee Only - $2.00 per pay period
  • Employee plus One dependent - $4.00 per pay period
  • Family - $8.00 per pay period
 NOTE:  An employee may only make changes to plan benefits during an open enrollment period unless experiencing a life event.  A life event occurs when an employee experiences a change of family status, including: marital status; birth, adoption, or guardianship of a dependent; death of spouse or dependent; addition of other coverage or loss of other coverage. An employee must report the life event utilizing MSS.  Please contact Adrian Benavidez at 505-334-4504 or This email address is being protected from spambots. You need JavaScript enabled to view it.
 
 
Other Benefits:
  • Paid holidays
  • Paid personal day
  • Vacation leave accruals
  • Sick leave accruals
  • For more information about accruals visit the full copy of the San Juan County Employee Handbook - Effective 3/23/2018 - Ordinance No. 34
Miscellaneous Benefits:
  • Employee Assistance Program (6 free counseling sessions per incident for immediate household members- spouse/children).
  • Education Assistance available after one year of employment.  Eligible for up to $1,500 per fiscal year for tuition, registration, and lab fees (dependent on availability of funds and contribution each year).
  • Wellness event offered once a year (vaccines, biometric screening, vendor presentations, etc.)
  • Fitness Facility discounts offered within tri-city area. Fitness activity reimbursements available as appropriate and as established by our CEO usually $100 per fiscal year for gym membership reimbursements must have attended an average of two times per week over a six-month period to receive benefit. 
Supplemental Benefits:
  • Deferred Compensation Plans (457(b)) available through:
    • Public Employee Retirement Association (PERA) SmartSave - Nationwide Retirement Solutions
    • National Association of Counties (NACo) - Nationwide Retirement Solutions
  • Legal Assistance and Identity Theft available through Legal Shield
  • Employee Discounts (hotels, amusement parks, entertainment, games, gift cards, etc.) via Tickets at Work, Perks Card, and Ticket Monster Perks

Questions:

Melissa Wood, CEBS, Benefits & Compensation Manager at 505-334-4504 or This email address is being protected from spambots. You need JavaScript enabled to view it.